Insurance Underwriters Salary in the United States
Median annual wage: $81,370 · Median hourly: $39.12 · Employment: 105,420
Annual Salary Percentiles
| Percentile | Annual | Hourly |
|---|---|---|
| 10th | $55,530 | $26.70 |
| 25th | $64,620 | $31.07 |
| Median | $81,370 | $39.12 |
| 75th | $110,390 | $53.07 |
| 90th | $145,160 | $69.79 |
Quick Facts
- Occupational code: 13-2053
- Total U.S. employment: 105,420
- Jobs per 1,000: —
- Hourly salary breakdown
- All-state comparison
What the data says
For career planning: entry-level pay (10th percentile) is about $55,530, median pay is $81,370, and experienced pay (90th percentile) reaches $145,160.
The mean wage of $93,700 sits 15.2% above the median — the typical worker earns close to the median, while a smaller group of higher earners pulls the average up.
Insurance Underwriters Salary by State
The table below ranks every state by median annual wage. Click a state for detailed local data.
| State | Median Annual | Median Hourly | vs National | Employment |
|---|---|---|---|---|
| Alabama | $62,220 | $29.92 | -23.5% | 1,540 |
| Alaska | $81,620 | $39.24 | +0.3% | 100 |
| Arizona | $77,740 | $37.38 | -4.5% | 3,360 |
| Arkansas | $82,130 | $39.48 | +0.9% | 290 |
| California | $95,320 | $45.83 | +17.1% | 6,580 |
| Colorado | $100,640 | $48.38 | +23.7% | 2,040 |
| Connecticut | $100,690 | $48.41 | +23.7% | 2,010 |
| Delaware | — | — | — | 210 |
| District of Columbia | $82,070 | $39.46 | +0.9% | 0 |
| Florida | $78,720 | $37.85 | -3.3% | 7,300 |
| Georgia | $85,980 | $41.34 | +5.7% | 7,160 |
| Hawaii | $73,260 | $35.22 | -10.0% | 230 |
| Idaho | $62,530 | $30.06 | -23.2% | 360 |
| Illinois | $89,620 | $43.09 | +10.1% | 0 |
| Indiana | $77,440 | $37.23 | -4.8% | 2,170 |
| Iowa | $75,160 | $36.14 | -7.6% | 1,490 |
| Kansas | $77,070 | $37.05 | -5.3% | 1,230 |
| Kentucky | $79,830 | $38.38 | -1.9% | 900 |
| Louisiana | $76,540 | $36.80 | -5.9% | 1,050 |
| Maine | $95,510 | $45.92 | +17.4% | 520 |
| Maryland | $92,120 | $44.29 | +13.2% | 1,310 |
| Massachusetts | $106,640 | $51.27 | +31.1% | 2,890 |
| Michigan | $77,380 | $37.20 | -4.9% | 2,590 |
| Minnesota | $80,700 | $38.80 | -0.8% | 2,550 |
| Mississippi | $59,250 | $28.49 | -27.2% | 600 |
| Missouri | $80,040 | $38.48 | -1.6% | 2,130 |
| Montana | $63,140 | $30.36 | -22.4% | 140 |
| Nebraska | $75,120 | $36.12 | -7.7% | 1,410 |
| Nevada | $101,440 | $48.77 | +24.7% | 480 |
| New Hampshire | $103,940 | $49.97 | +27.7% | 270 |
| New Jersey | $96,220 | $46.26 | +18.2% | 3,150 |
| New Mexico | $64,000 | $30.77 | -21.3% | 100 |
| New York | $97,450 | $46.85 | +19.8% | 6,900 |
| North Carolina | $77,120 | $37.08 | -5.2% | 3,460 |
| North Dakota | $74,130 | $35.64 | -8.9% | 210 |
| Ohio | $79,260 | $38.11 | -2.6% | 5,110 |
| Oklahoma | $66,770 | $32.10 | -17.9% | 600 |
| Oregon | $79,200 | $38.08 | -2.7% | 570 |
| Pennsylvania | $78,950 | $37.96 | -3.0% | 5,160 |
| Rhode Island | $84,720 | $40.73 | +4.1% | 250 |
| South Carolina | $79,570 | $38.26 | -2.2% | 910 |
| South Dakota | $83,130 | $39.97 | +2.2% | 210 |
| Tennessee | $78,840 | $37.91 | -3.1% | 1,250 |
| Texas | $78,890 | $37.93 | -3.0% | 9,980 |
| Utah | $72,730 | $34.96 | -10.6% | 490 |
| Vermont | $77,990 | $37.50 | -4.2% | 210 |
| Virginia | $81,870 | $39.36 | +0.6% | 2,470 |
| Washington | $99,400 | $47.79 | +22.2% | 1,740 |
| West Virginia | — | — | — | 190 |
| Wisconsin | $97,370 | $46.81 | +19.7% | 3,110 |
| Wyoming | $62,290 | $29.95 | -23.4% | 50 |
Data source: BLS OES state file · U.S. BLS OES, May 2024 (updated April 2025)
Related Occupations
- First-Line Supervisors of Office and Administrative Support Workers — $69,500/yr
- Teaching Assistants, Except Postsecondary — $36,780/yr
- Home Health and Personal Care Aides — $35,800/yr
- Retail Salespersons — $35,410/yr
- Fast Food and Counter Workers — $31,200/yr
- General and Operations Managers — $105,770/yr
Frequently Asked Questions
What is the average salary for insurance underwriters?
The median annual wage for insurance underwriters is $81,370 ($39.12 per hour), according to the BLS OES survey for May 2024.
Which state pays insurance underwriters the most?
Wages vary by state. Use the state table above to compare median annual pay across all 50 states and Washington, D.C.
How many insurance underwriters are employed in the U.S.?
There are approximately 105,420 insurance underwriters employed nationally, per BLS OES.
How much do insurance underwriters make per hour?
The median hourly wage is $39.12. See the hourly salary page for the full percentile breakdown.